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, ETMarkets.comLast Updated: Oct 05, 2026, 09:37:00 AM IST

Synopsis

Yes Bank shares rose after the lender reported a 23.8% YoY growth in loans and advances to around Rs 3.1 lakh crore in Q2 FY27. Deposits also grew nearly 20% YoY, signalling continued business momentum.

Shares of Yes Bank gained 3% to Rs 21.22 on the BSE on Monday after the private lender released its provisional business update for the July-September quarter of the ongoing financial year 2027, reporting a nearly 24% surge in loans and advances, while deposits grew around 20% during the period.

The company on Sunday reported that its loans and advances stood at around Rs 3.1 lakh crore at the end of the second quarter of FY27, marking 23.8% year-on-year growth from the Rs 2.5 lakh crore loan book reported in the same period of FY26, and 8.6% sequential rise from the Rs 2.85 crore reported in the first quarter of the ongoing financial year 2027.

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Yes Bank's deposits rise 20% YoY to Rs 3.5 lakh crore

Yes Bank’s deposits meanwhile rose 19.5% YoY to Rs 3.54 lakh crore in Q2 FY27 from Rs 2.96 lakh crore in the corresponding quarter of the previous financial year. Sequentially, the private lender’s deposits grew 12.3% quarter on quarter from Rs 3.15 lakh crore reported in Q1 FY27. Deposits growth normalised for FCNR(B) stood at 6.5% YoY and 13.2% QoQ. CASA deposits rose around 7% YoY to Rs 1.06 lakh crore.

The bank’s CASA ratio stood at 30% in Q2 FY27, as against 33.7% in Q2 FY26 and 32.7% in Q1 FY27. Normalised for the special RBI scheme, its CASA ratio stood at 31.7% during the second quarter of FY27. Its Credit to Deposit Ratio rose slightly YoY to 87.5% during the quarter under review from 84.5% in the same period last year, although it contracted from 90.4% reported in the quarter which ended on June 30, 2026.

Yes Bank share price

Yes Bank shares have fallen over 2% in a week and 8% in a month, amid an overall decline in the stock market. The shares of the private lender have dropped more than 3% in 2026 so far, outperforming the broader Nifty Bank index which has tumbled around 9% at the same time, driven by multiple headwinds.

In the longer term, Yes Bank shares have delivered around 21% returns over three years and more than 58% in five years. The company has a market capitalisation of more than Rs 65,130 crore.

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Disclaimer: This article has been written by Debaroti Adhikary, who is not a SEBI-registered Research Analyst or an Investment Adviser. Debaroti Adhikary and his/her ‘relative(s)’ (as defined under Section 2(77) of the Companies Act, 2013) do not hold any financial interest in the companies mentioned in this article as of the date of publication. The views/recommendations mentioned in this article, wherever applicable, are those of the respective SEBI-registered Research Analyst/brokerage and have been reproduced/reported with due attribution. They should not be construed as the views or recommendations of The Economic Times Digital or the journalist. Readers are advised to consider the original research report and make their investment decisions based on their own assessment. Brokerage disclaimers here.

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