Resolved RBI embargo within 45 days in 2024: Navi Finserv MD & CEO

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'Our target group has been young middle class. Over the years, we have graduated to a slightly higher ticket size doing about Rs 1.5 lakh in average ticket size in unsecured credit or personal loans;

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Abhishek Dwivedi, managing director and chief executive officer, Navi Finserv

Ajinkya Kawale

4 min read

Last Updated :

Aug 24 2026 | 11:30 PM

IST

Navi Finserv, the wholly owned subsidiary of payments and lending-technology player Navi, recorded a standalone net profit of ₹292.21 crore in financial year 2025-26 (FY26). The Bengaluru-based firm's assets under management (AUM) have grown to over ₹13,000 crore, with total platform disbursements reaching ₹23,287 crore. Abhishek Dwivedi, managing director and chief executive officer (MD & CEO), Navi Finserv, explains the company’s focus areas, plans around secured lending, and the state of business following the Reserve Bank of India’s (RBI’s) embargo in October 2024, in an interview with Ajinkya Kawale. Edited excerpts:

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