ET BureauLast Updated: Oct 18, 2026, 09:56:00 AM IST

Synopsis

In September 2026, Central Bank of India reported an impressive net profit hike of 21%, totaling 1,469 crore. This boost was largely attributed to strong loan growth, even as other income declined. The bank's net interest income surged by 26% to 4,146 crore. Additionally, total income rose by 15% to reach 11,737 crore, with the cost-to-income ratio improving to 58.95% from 62.42% a year prior.

Mumbai: Central Bank of India’s net profit rose 21% to 1,469 crore in the quarter ended September 2026 from 1,213 crore a year ago led by strong loan growth while asset quality remained stable.

Net interest income (NII), or the difference between interest earned on loans and that paid for deposits, grew 26% year-on-year to 4,146 crore in September 2026 from 3,283 crore a year ago. Other income including fees and treasury dropped 6% year-on-year to 1,380 crore in September 2026 from 1,469 crore a year ago.

Total Income (interest income plus non-interest income) increased 15% from 10, 213 crore to 11,737 crore in September 2026. Cost to Income ratio reduced to 58.95% in September 2026 from 62.42% a year ago.

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