Hello and welcome to 9news.com.au's live coverage of the Reserve Bank's July interest rate decision.

We're an hour and a half away from hearing from the central bank, but in many experts' minds, we already know what the call will be: economists and analysts are pretty much unanimous in their prediction that the cash rate target will be lowered from 3.85 to 3.6 per cent today.

Stay with us as we bring you all the latest updates leading up to and following the announcement.