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Orgo-Life the new way to the future Advertising by AdpathwayUPI MDR may be deferred to January 1, while the exemption for small merchants could be expanded to businesses with annual turnover of up to ₹40 lakh
 "upi, payment")
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UPI recorded a record average of 802 million transactions a day in September, with average daily transaction value of ₹97,913 crore
Ajinkya KawaleArchis Mohan Mumbai/ New Delhi
3 min read
Last Updated :
Oct 08 2026 | 12:37 AM
IST
A proposal to defer the introduction of merchant discount rates (MDR) on Unified Payments Interface (UPI) transactions to January 1, 2027, from October 15, 2026, is under consideration, according to people familiar with the matter. A final decision is expected in the next few days.
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